Instant Decision Term Life
with INCLUDED Living Benefits

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Here is the estimated premium for InstaBrain Term with Living Benefits.
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Chronic Illness Rider allows you to accelerate up to 50% of the face amount of your policy payable over 36 months upon diagnosis of either (a) permanent severe cognitive impairment or (b) permanent inability to perform 2+ Activities of Daily Living

Critical Illness Rider allows you to accelerate up to 90% of the face amount payable in a lump sum upon diagnosis of a terminal illness (<=12 months)

INCLUDES Chronic & Terminal Coverage.

Chronic Illness Rider allows you to accelerate up to 50% of the face amount of your policy payable over 36 months upon diagnosis of either (a) permanent severe cognitive impairment or (b) permanent inability to perform 2+ Activities of Daily Living
Critical Illness Rider allows you to accelerate up to 90% of the face amount payable in a lump sum upon diagnosis of a terminal illness (<=12 months)

Notice for California Residents
Living Benefit riders are not currently available to residents of California, however, they will be added to your policy at NO ADDITIONAL CHARGE as soon as approval is complete. Continue

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Face Amount & Term Periods
Min: $50,000
Max: See table below

Term (Yrs) Issue Age Tobacco Max Face
10, 15, 20 18-55 All $1,000,000
10, 15, 20 56-60 All $900,000 grading down $100k each higher issue age (to $500k at 60)
30 18-50 NT $1,000,000
30 18-45 T $1,000,000